Formation of Financially Competent Behaviour of the Population: Risks and security Conditions
https://doi.org/10.26794/2226-7867-2020-10-3-86-91
Abstract
This article considers the possibility of forming financially competent behaviour in the conditions of increased risks caused by current shock economic circumstances, as well as requirements for ensuring personal material security. The financial security of citizens depends directly on their daily decisions. An incorrect choice of a financial service provider, inattentive reading of contract terms, and lack of financial discipline can lead to a difficult financial situation. The increasing complexity of the financial market, the emergence of entirely new products and services, their digitalization, the development of the digital field of interaction of financial market participants, and, at the same time, the formation of new types of fraud, are a kind of signal for vigilance on the part of the population. It increases not only financial but also digital and legal literacy, awareness of all aspects and “rules of the game” in the financial market, when interacting with financial institutions.
About the Author
N. V. Alikperova
Financial University; Institute of Socio-Economic Studies of Population (ISESP FCTAS) RAS
Russian Federation
Russian Federation
Natalya V. Alikperova — Candidate of Sciences (Economics), Associate Professor, Financial University; Leading Researcher of the Institute of Socio-Economic Studies of Population of the Russian Academy of Sciences
Moscow
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Review
For citations:
Alikperova N.V. Formation of Financially Competent Behaviour of the Population: Risks and security Conditions. Humanities and Social Sciences. Bulletin of the Financial University. 2020;10(3):86-91. (In Russ.) https://doi.org/10.26794/2226-7867-2020-10-3-86-91
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